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Rates last updated on: March 5, 2026

Personal Accounts
Account Type Minimum Opening Deposit Balance Required to Obtain Stated APY Interest Rate Annual Percentage Yield Compounding Method
Longs Peak Checking Account$0$7,500 and Greater0.10%0.10%Monthly
Personal Money Market Account$0$10,000 to 49,9991.00%1.00%Monthly
$50,000 to 99,9991.00%1.00%Monthly
$100,000 to 199,9991.00%1.00%Monthly
$200,000 to 499,9991.14%1.15%Monthly
$500,000 to 999,9991.24%1.25%Monthly
$1,000,000 and Greater1.24%1.25%Monthly
Junior Ranger Savings Account$0$100 and Greater0.25%0.25%Quarterly
Bear Peak Savings Account$0$1,000 and Greater0.25%0.25%Quarterly
Summit (Senior) Account$0$00.50%0.50%Monthly
Health Savings Account$0$01.24%1.25%Monthly
* Interest rates are subject to change.    ** Fees may reduce earnings on the account.

Business Accounts
Account Type Minimum Opening Deposit Balance Required to Obtain Stated APY Interest Rate Annual Percentage Yield Compounding Method
Non-Profit with Interest Checking Account$0$5,000 and Greater0.25%0.25%Monthly
Business Money Market Account$0$10,000 to 49,9991.00%1.00%Monthly
$50,000 to 99,9991.00%1.00%Monthly
$100,000 to 199,9991.00%1.00%Monthly
$200,000 to 499,9991.14%1.15%Monthly
$500,000 to 999,9991.24%1.25%Monthly
$1,000,000 and Greater1.24%1.25%Monthly
Business Savings Account$0$1,000 and Greater0.25%0.25%Quarterly
Commercial Checking (Including HRB Premier Checking)Earnings Credit Rate: 1.00% - monthly account charges may be offset entirely or in part by the Earnings Credit calculated on the compensating balance adjusted for the statement period.
* Interest rates are subject to change.    ** Fees may reduce earnings on the account.

Money Market Accounts for 1031 exchange companies
Account Type Minimum Opening Deposit Balance Required to Obtain Stated APY Interest Rate Annual Percentage Yield Compounding Method
1031 Money Market Account$0$10,000 to 499,9991.00%1.00%Monthly
$500,000 and Greater1.25%1.26%Monthly
* Interest rates are subject to change.    ** Fees may reduce earnings on the account.

Certificates of Deposit
Term Minimum Opening Deposit Balance Required to Obtain Stated APY Interest Rate Annual Percentage Yield Compounding Method
3 Month CD$10,000$10,000 and greater1.98%2.00%Maturity
6 Month CD$10,000$10,000 and greater2.73%2.75%Maturity
12 Month CD$10,000$10,000 and greater2.23%2.25%Quarterly
18 Month CD$10,000$10,000 and greater1.98%2.00%Quarterly
24 Month CD$10,000$10,000 and greater1.98%2.00%Quarterly
** Fees may reduce earnings on the account.    *** Substantial Penalty for Early Withdrawal on Certificate Accounts.

Individual Retirement Accounts
Term Minimum Opening Deposit Balance Required to Obtain Stated APY Interest Rate Annual Percentage Yield Compounding Method
6 Month CD$10,000$10,000 and greater2.73%2.75%Maturity
12 Month CD$10,000$10,000 and greater2.23%2.25%Quarterly
24 Month CD$10,000$10,000 and greater1.98%2.00%Quarterly
** Fees may reduce earnings on the account.    *** Substantial Penalty for Early Withdrawal on Certificate Accounts. Other Terms and Conditions may apply. Please contact one of our personal bankers for complete details. Please note that the rates above are not available for institutional deposits (banks, public deposits, etc). Please contact the Bank directly for pricing and availability for placing institutional deposits.