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Account Services

Account Closure Fee (Within 60 days of opening) $25.00
Bill Pay (Personal) Complimentary
Bill Pay (Business) Complimentary
Chargeback (Deposited Item) $15.00
Dormant Account Fee $30.00 per month
eStatements Complimentary
Paper Statements* $5 per statement
Garnishments, Levies, & Subpoenas $175.00
Imaged Items with Statements Complimentary
Online Banking Complimentary
Overdraft** $35.00 per item
Overdrawn Account $8.00 per day after the first day the account is overdrawn
Research $25.00 per hour
Returned Item (Per Presentment)** $35.00
Stop Payment (in-person) $32.50
Stop Payment (online) $22.50
* Complimentary for Summit Checking and BSW Concierge Products
** Created by check, in-person withdrawal, ATM withdrawal, or other electronic means

Wire Transfer Services

Incoming Wire Transfer – Domestic $10.00
Incoming Wire Transfer – International $12.00
Outgoing Wire Transfer – Domestic (In Person/By Fax/Email) $30.00
Outgoing Wire Transfer – International (In Person/By Fax/Email) $50.00
Outgoing Wire Transfer – Domestic (Online) $18.00
Outgoing Wire Transfer – International (Online) $28.00

Card Services

ATM Access Card Complimentary
ATM Usage Fee (non Flatirons Bank ATM) Complimentary
Visa Debit Card (Personal) Complimentary
Visa Debit Card (Business) $15.00 per year
Health Savings Account Visa Debit Card Included with Account
Card Re-issue (Lost/Stolen Card) $10.00

Safe Deposit Services

Safe Deposit Box (3 x 10) $50.00 per year
Safe Deposit Box (5 x 10) $60.00 per year
Safe Deposit Box (10 x 10) $120.00 per year
Safe Deposit Box Lost Key $25.00
Safe Deposit Box Forced Entry $175.00

Zipper Bags

Locking (Courier) $30.00
Replacement Key $30.00
Non-locking $5.00

Collection Services & Negotiable Instruments

Foreign Collection Item $30.00
Cashiers Checks (payable to third party) $5.00

ACH Payment Services

ACH Originated Entries Complimentary
ACH Per Batch Sent Fee $12.00
ACH Same Day – Surcharge (Per Batch Sent) $3.00
ACH Returns (Chargeback) $15.00
ACH Batch Reversal or Deletion Fee $25.00

Remote Deposit Capture (RDC) Services

RDC Maintenance Fee $50.00 per month
RDC Scanners Varies – Paid by client

Cash Management Fees & Services

Analysis Service Charge $30.00 per account
Debits (Checks/ACH debits ) & Deposited Items (Checks/ACH credits) $0.20
Paper Statement Fee $5.00 per month
Cash Handling Fee Negotiated
Loan Sweep Complimentary
Zero Balance Account (ZBA) Fee Complimentary
Positive Pay (Unlimited accounts) $40.00 per client
Chargeback Fee (Deposited item) $15.00
These fees are assessed via Account Analysis which allows clients to partially or fully offset service fees by receiving an earnings credit for non-interest bearing compensating balances. Account Analysis is only available on the Premier Commercial Checking and HRB Commercial Checking products.
All Fees are Per Item/Transaction Unless Otherwise Specified.